Terms & Disclaimer

By using this website and downloading the property-buying guide, you agree to the terms below. If you do not agree, please don't use the site or the guide.

1. Information only, not professional advice

This website and the guide provide general information about buying property in Portugal. They are not legal, tax, financial, immigration, or investment advice, and they don't create a client relationship.

Property rules, taxes (such as IMT, Stamp Duty, and IMI), residency programmes, and costs change over time and depend on your personal circumstances. Always confirm your situation with a qualified Portuguese lawyer, accountant, or licensed broker before making any decision or payment.

2. No guarantees

The information is provided "as is." While care is taken to keep it accurate and current, no guarantee is made that it is complete, error-free, or up to date. Any reliance you place on it is at your own risk. To the extent permitted by law, Natalie Gutman accepts no liability for loss arising from use of this site or the guide.

3. Real estate services

Property mediation services in Portugal are provided through a licensed real estate brokerage. [TO CONFIRM: brokerage legal name and AMI licence number, once your brokerage is finalised.] Any property service is subject to a separate written agreement; nothing on this website is a binding offer.

4. Intellectual property

The content of this site and the guide, text, design, and images, belongs to Natalie Gutman unless stated otherwise. You may read and share links to it, but please don't republish or sell it without permission.

5. External links

This site may link to third-party websites for convenience. Natalie Gutman is not responsible for their content or privacy practices.

6. Privacy

How your personal data is handled is explained in the Privacy Policy.

7. Governing law

These terms are governed by the laws of Portugal, and any dispute is subject to the competent Portuguese courts.

8. Contact

Questions about these terms? Email bhinvest7@gmail.com.